Which term refers to a person who assumes the identity of another to obtain goods or services or cause financial loss?

Which term refers to a person who assumes the identity of another to obtain goods or services or cause financial loss?

• A. Identity Thief (M)
• B. Identity Thief (F)
• C. Identity Fraud
• D. Extortionist

Answer: (A)

The key idea is naming the person who uses someone else’s identity to get goods, services, or money. That person is an identity thief. Identity theft is the crime of using someone’s identity, but the term for the person committing it is identity thief. The other options describe the wrongdoing or a different role: identity fraud refers to the act itself, while an extortionist uses threats to obtain money or property. Since the question asks for the person who carries out the act, the term identity thief is the most accurate. The male form is chosen when the context indicates a male suspect.

The key idea is naming the person who uses someone else’s identity to get goods, services, or money. That person is an identity thief. Identity theft is the crime of using someone’s identity, but the term for the person committing it is identity thief. The other options describe the wrongdoing or a different role: identity fraud refers to the act itself, while an extortionist uses threats to obtain money or property. Since the question asks for the person who carries out the act, the term identity thief is the most accurate. The male form is chosen when the context indicates a male suspect.