Which of the following is an example of an Access Device offense?

Which of the following is an example of an Access Device offense?

• A. Using a credit card number to obtain phone service without authorization.
• B. Using a driver's license for normal purchases with permission.
• C. Using a social media account to post content.
• D. Using a library card to borrow books.

Answer: (A)

Access Device offenses involve using someone’s payment credential or access code to get goods or services without permission. Using a credit card number to obtain phone service without authorization fits this because it directly exploits a payment credential to receive a service you’re not allowed to access. The other scenarios describe legitimate or non-payment-related activities: using a driver’s license with permission for purchases is permitted; posting on a social media account or borrowing library books with proper credentials is standard usage. The key idea is unauthorized use of a payment or access credential to gain value.

Access Device offenses involve using someone’s payment credential or access code to get goods or services without permission. Using a credit card number to obtain phone service without authorization fits this because it directly exploits a payment credential to receive a service you’re not allowed to access. The other scenarios describe legitimate or non-payment-related activities: using a driver’s license with permission for purchases is permitted; posting on a social media account or borrowing library books with proper credentials is standard usage. The key idea is unauthorized use of a payment or access credential to gain value.